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Minimum Car Insurance Requirements in Chicago, IL

car insurance requirements chicago illinois

Anyone who owns a car in Chicago must have insurance coverage and has to carry proof of insurance. Compulsory vehicle insurance isn’t unique to Chicago or Illinois. Most states require proof of insurance or financial responsibility to operate a vehicle on public streets and roads. The Minimum Coverage In Chicago, every vehicle owner must have: $25,000 for bodily injury per person and $50,000 total coverage per accident. Property damage is limited to $20,000 per accident. Uninsured coverage in the amount of $25,000 for bodily injury with a limit of $50,000 per accident. Important: None of this coverage applies to any injuries you sustain...

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What to Do If You’re Hit by a Car in Chicago?

hit by car accident chicago IL

Chicago is a wonderful place to live, work, and play. But like all major cities, there is ample opportunity for accidents to occur. This is especially true with vehicles and pedestrian traffic. According to the Illinois Department of Transportation, in 2011 there were over 700 vehicle incidents in the state every day. If you happen to find yourself in a situation where you've been hit by a car in Chicago, here are 7 steps you should take. 1. Remain Calm While this may be easier said than done, it is important that you do your best to remain calm. This will allow you...

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Can Fault Be Determined by Location of Car Accident Damage?

Fault Determined Location of Car Accident Damage

When a car accident occurs, it is essential for the parties involved to determine the person at fault. This information will be critical in the deliberations of personal injury claims and compensation. One of the most convenient methods for determining fault is examining the car accident damage. In general, if the vehicles involved in the accident are checked thoroughly, the location of the damage helps figure out the negligent party. It is essential to note that the level of vehicle damage will not provide irrefutable evidence of fault in all auto accident cases. However, the information obtained is often helpful in...

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